Thank you for visiting! Here at Reliant Mortgage Group Petaluma we have a deep understanding and passion for helping our clients achieve the dream of home ownership and offer many loan programs for them to do just that. Please explore our site, contact us with any questions and we look forward to serving you!
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With today’s low mortgage rates, there’s great opportunity for current Petaluma renters to make a move into homeownership that stretches each dollar a little bit further. While the best timeline to buy a home is different for everyone, the question remains: Should I continue renting or is it time for me to buy? The answer…
A tidy, tasteful home will catch any buyer's eye. That's why many people put effort into fixing up—and even staging—the interior of their home before putting it on the market and hosting open houses. But did you know that an unkempt exterior could deter potential buyers from even setting foot in the door? That's right.…
When you get a mortgage in Petaluma, there are several options you can choose from, including FHA, VA, and USDA mortgages. The one you select will determine how big a down payment you’ll need, what credit score you should have and all the other requirements you’ll need to meet. But choosing the right mortgage product…
Cold weather is officially here, and you'll likely want to ensure that your Petaluma home is ready to deal with the ice, snow and cold temperatures. Just because everything seems to be in good shape now doesn't mean that you won't experience any problems over the course of the winter. Here are some repairs and…
The Federal Housing Finance Agency announced a new baseline conforming loan limit for Fannie Mae and Freddie Mac in 2021: $548,250. This is a 7.5% increase from 2020’s limit of $510,400 and marks the fifth consecutive year of increases from the FHFA. In 2016, the FHFA increased the Fannie and Freddie conforming loan limits for…
When was the last time you smiled with pride upon opening a cleaned-up junk drawer or closet? If you can’t recall ever having this feeling, it’s time to hit these hot spots. In fact, it’s smart to tackle organization projects now, since you’re probably spending a lot of time at home anyway, because COVID-19 is…
California
Mortgage RatesAll mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Juan Rivera to receive a personalized rate for your specific situation.
California
Refinance RatesAll mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Juan Rivera to receive a personalized rate for your specific situation.
My husband and I purchased our forever home this summer, thanks to the assistance of Juan and his team. Juan took the time to lay out pricing options, while always understanding our mortgage goal. Juan always made himself available to answer any questions in any way that was most convenient for us, whether that was a quick text, or a phone conversation late evening, when my husband was off work. With opposite work schedules, my husband and I truly appreciated that flexibility. Throughout this process, Juan was always professional and made us feel at ease. He made us feel as if we were his only clients and that all his attention was on us. We look forward to staying connected with Juan and highly recommend him. Thank you Juan and team!
The opportunity I had working with Juan Rivera exceeded my expectations, his customer service skills, expertise and detailed communications made my home refinance experience enjoyable. I will definitely refer his services to my friends and family members.
Juan, Thank you so much for helping us refinance our house. Everything was as I expected we are really thankful with you.I really appreciate you. I recommend you 100%.Thank you again
Juan helped with the purchase of my fist home and was great throughout the process. When i heard the rates dropped i did not hesitate to call him back. Again great service and easy to talk to. 100% recommend Juan
Juan is an amazing asset. Always made time for us, quick with responses, and great at explaining information. We were first time home buyers and Juan really made the whole process personable and gave us the knowledge to feel like experts in the field. I would highly recommend anyone and everyone on Juan! Our escrow even closed early!
Juan was recommended to me by my real estate broker and from start to finish I received the best possible service I could have hoped for. He was patient with me since it was the first time for me selling and buying. He worked with me despite some obstacles along the road and I ended up with a mortgage on a home I love with an incredible interest rate which allowed me to put some extra money aside in case of emergencies. During the entire process I always felt that Juan was a good listener replied anytime I had concerns or questions and was always looking out for my best interests. I highly recommend him for anyone in the market.
Since I met with Juan Rivera and his team and started the process of refinancing all was very professionally done. From collecting all my info to start the application all the way to the end when my application was approved and my refinance was final. The communication was great!!! We worked as a team to get everything together and get things done. I was very impressed because we started my application beginning of month and we signed documents before the end of month. They went beyond my expectation and I was absolutely happy with the outcome. I would definitely recommend Juan Rivera because he is very knowledgeable of what is out there to be offered and gives the best options on how to go about what needs to get done. I would definitely work with him again in the future.
Juan made our home buying process as fast and simple as possible. He was always extremely responsive whenever we would have any questions. We never once felt overwhelmed throughout the whole home buying process. It is apparent that Juan truly has his clients best interest at heart. This was a wonderful experience all around.
I worked with Juan as a first time home buyer and he made the whole process super easy for my family and I. He was fast and responsive. He really made sure we were getting the best rates and I can’t thank him enough for that. He took great care of us. I would definitely work with Juan again and I would not hesitate to recommend him to my family and friends.
Meeting Juan and his team was awesome. Very friendly, a lot of knowledge, very helpful in everything. He was there during the whole Process. Knew what he was doing and looked for what was best for us. Always recommending Things and what he thought would be best for us. I really like how he helped and made the purchase of our home possible. Really do recommend him. If I ever need of the service again, he is who i will be getting in touch with! Thank you for all your help and making this dream possible!
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
5%
1%
5%
Principal & Interest $1421
Monthly Taxes $1421
Monthly HOA $1421
Monthly Insurance $1421
*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.
5%
1%
5%
Principal & Interest $1421
Monthly Taxes $1421
Monthly HOA $1421
Monthly Insurance $1421
Monthly Mortgage Insurance $0
*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
0%
1%
4.5%
Principal & Interest $1421
Monthly Taxes $1421
Monthly HOA $1421
Monthly Insurance $1421
Purchase Price $1421
VA Funding Fee $1421
Amount Financed $1421
*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
